Capital Gain Tax Calculator

Capital Gain Tax Calculator is a financial tool to calculate the capital gain tax on the sale of real estate property, stocks, assets, or other investments.

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Capital Gain Tax Calculator
Filing Status	Single Married Filing Jointly Married Filing Seperately Head of Household
Gross Pay (annually)	$
Deduction	Standard Deduction Itemized Deduction $
Asset Sale Price	$
Asset Purchase Price	$
Holding Period	More than a Year (Long Term) Less than a Year (Short Term)

Capital Gain Tax
Capital Gain Tax
Capital Gain
Federal Tax on Income

Capital Gains Tax Rate

Filing Status	0% Rate	15% Rate	20% Rate
Single	Up to $48,350	$48,351 – $533,400	Over $533,400
Married filing jointly	Up to $96,700	$96,701 – $600,050	Over $600,050
Married filing separately	Up to $48,350	$48,351 – $300,000	Over $300,000
Head of household	Up to $64,750	$64,751 – $566,700	Over $566,700

Federal Income Tax Rate

Tax Rate	Single Filers	Married Filing Jointly
10%	$0 - $11,925	$0 - $23,850
12%	$11,926 - $48,475	$23,851 - $96,950
22%	$48,476 - $103,350	$96,951 - $206,700
24%	$103,351 - $197,300	$206,701 - $394,600
32%	$197,301 - $250,525	$394,601 - $501,050
35%	$250,526 - $626,350	$501,051 - $751,600
37%	$626,351+	$751,601+

Tax Rate	Married Filing Separately	Head of Household
10%	Up to $11,000	Up to $15,700
12%	$11,001 - $44,725	$15,701 - $59,850
22%	$44,726 - $95,375	$59,851 - $95,350
24%	$95,376 - $182,100	$95,351 - $182,100
32%	$182,101 - $231,250	$182,101 - $231,250
35%	$231,251 - $346,875	$231,251 - $578,100
37%	Over $346,875	Over $578,100

Standard Deduction 2025

Filing Status	Standard Deduction
Single	$15,000
Married Filing Jointly	$30,000
Married Filing Separately	$15,000
Head of Household	$22,500

Long-Term vs. Short-Term Capital Gains

Long-term capital gains (assets held over 1 year) are taxed at a maximum rate of 20%.
Short-term capital gains (assets held under 1 year) are taxed as ordinary income, with a maximum rate of 37%.

Capital gains are not subject to Social Security or Medicare taxes. If you have no ordinary income, your capital gains also qualify for the standard deduction.

Example: Capital Gains Tax on a $200,000 Gain (After Applying Standard Deduction)

Single filer: $200,000 gain - $15,000 deduction = $185,000 taxable
Married filing jointly: $200,000 gain - $30,000 deduction = $170,000 taxable
Married Filing Seperately: $200,000 gain - $15,000 deduction = $170,000 taxable
Head of Household: $200,000 gain - $22,500 deduction = $177,500 taxable

Tax Savings Example: Single filer with $80,000 ordinary income + $200,000 capital gain:

Long-term tax: $30,000
Short-term tax: $53,082
Savings by holding >1 year:$23,082

State & Local Taxes: Most states tax capital gains, except: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Recommendation: Holding assets long-term (>1 year)can lead to significant tax savings. Use our capital gains tax calculator to compare short-term vs. long-term tax liabilities.